a glimpse into my perspective of the world

This blog is dedicated to those navigating the tumultuous waters of their twenties – a decade of self-discovery, growth, and exploration.
Poland sounds like a deviation from reality for most – a faraway film location at best. Before going, we had little to no reference point to help guide us and shape our expectations for this new country, its history, and its current thriving culture. By the time we boarded the plane back home, we were forever impacted by the heart-wrenching history, incredible cuisine, and beautiful city. I landed in Krakow on the snowy night of February 1st. Having packed my backpack to the brim, we excitedly went through security and into the main street of Krakow. Being the second biggest…

In this paper, the role of banks and economic cycles will first be defined to provide crucial background information, laying the foundation for our understanding of doom loops. It will subsequently make an argument that low interest rates are the primary driver of doom loops and retail banking regulation should be directly targeted to reduce its impact. Furthermore, additional scrutiny will be given to doom loops’ direct consequences paired with cautionary risk management strategies banks should undertake. Lastly, the paper supplements theoretical models and additional perspectives with lessons stemming from Great Financial Crisis to show that doom loops continue to…

This paper estimates the effect of earnings per capita on adult obesity rates in 50 U.S. states from 2010-2020. Since the prevalence of obesity within populations is often associated with economic affluence, we seek to estimate the strength of the empirically observed relationship between a state’s earnings per capita and adult obesity rates. We take an OLS approach, incorporating both state and year fixed effects to measure the impact of earnings on obesity. Our setup also accounts for differences in earnings per state, which shows the effects that a difference in earnings has on obesity both on a state and…

The United Nations has been the most active international institution in the realm of climate policy. For this reason, I will first illustrate why climate change is such a complex problem to solve, then examine three of the UN’s major protocols in an attempt to explain the extent and conditions it has prevented environmental degradation. I claim that although the extent of success varies with each protocol, the conditions for interstate cooperation is ultimately dependent on a detailed and quantitative plan of action as well as the degree of immediate threat felt by the states’ population. Climate change, at its…

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This is a blog that documents the trials and tribulations of a twenty-something year old living in the information era. Cut through the bullshit and get to your bookmarks.
Contact: arthur.c.yao@gmail.com
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